Holman's Property and Casualty

Experience the difference of our forward-thinking, client-centric approach

Your Partner in Comprehensive Risk Management

Comprised of some of the top specialists in the industry, Holman Insurance’s property and casualty group incorporates expertise and innovation into the programs we build to ensure your companies protection and your piece of mind.

Crafting Client-Specific Insurance Programs

Our consultative approach to design client-specific insurance programs that utilize the right coverages and limits. Our goal is to ensure your business is best prepared for the unknown, employing sophisticated loss control strategies and mechanisms that set us apart in the industry.

Beyond Cost-Cutting

We know the importance of the insurance entry on your balance sheet. Unlike other brokers who emphasize low-cost options, we go a step further to mitigate various risk factors. This results in a shift in how you manage total cost of risk.

Specialized Coverage Beyond the Basics

Our P&C group provides extensive coverage, from Workers’ Compensation to Umbrella/Excess. Beyond the basics, we specialize in D&O, Cyber, Environmental, Professional, Product Liability, and tailored solutions for comprehensive protection against all potential risks.

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    Frequently Asked Questions

    Protecting your business from unexpected workplace injuries can be difficult. Holman can make it easy to protect what’s important to you.

    • What is property and casualty (P&C) insurance?

      Property and casualty insurance is a type of coverage that combines protection for property damage (property insurance) and liability coverage (casualty insurance). Property insurance covers damage to physical assets, such as buildings & their contents, equipment, and inventory, due to events like fire, theft, or natural disasters. Casualty (AKA Liability) insurance covers claims brought by 3rd parties for injuries or property damage. This coverage can include the cost of defense and judgments made against an insured.

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    • What specialized coverage does Holman Insurance's Property & Casualty group offer beyond the basics?

      Our Property & Casualty group provides extensive coverage, from Workers’ Compensation to Umbrella/Excess. We specialize in D&O, Cyber, Environmental, Professional, Product Liability, offering tailored solutions for comprehensive protection against all potential risks.

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    • What do I need to know when buying P&C insurance?

      When buying property and casualty insurance, it’s important to understand coverage limits, deductibles, and specific policy terms to ensure adequate protection. But equally, if not even more importantly, you should choose a broker with a deep knowledge base in your specific industry to ensure they have the expertise and resources to build your program to meet the nuances of your company’s risk profile.

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    • How much does P&C insurance cost?

      The simple cost of property and casualty insurance premiums varies based on factors like coverage limits, deductible amounts, and individual risk profiles. However, to truly reduce the cost of covering your company’s loss exposures, you must employ industry-specific risk management mechanisms and strategies.

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