Leasing Frequently Asked Questions

• What do you have to consider when choosing the leasing option?

  Deciding on the right fleet leasing is complex. This is mainly because there are many options. Because the sheer number of choices can be confusing, many people play it safe and choose the model they’ve always used. But that doesn’t mean that this variant is always the best choice. As a consequence, this choice often means giving up certain freedoms and bringing in contracts with many restrictions.

  We want you to make the right decision for your business needs, so we’ve included the most common shapes in an infographic for you.

• What is fleet leasing?

  Fleet vehicle leasing is the commercial financing of multiple vehicles. A leasing object (leasing vehicles) is financed by a lessor and handed over to a lessee in return for payment of a monthly installment.

• Who is Holman Fleet Vehicle Leasing Suitable for?

  For all fleets with more than 75 vehicles. From this size, every type of fleet benefits from our processes and products. In fleet management, we are not only familiar with all types of vehicles, but also with the different drive technologies. We also finance and manage complex fleets (commercial vehicles with built-in components or “exotic” commercial vehicles).

• As a fleet operator, why should you lease from Holman?
  • We play with open cards: Transparency and fairness are our core values.
  • We offer a flexible system: Flexibility means that you can easily extend or shorten the duration of the contracts. Or that the number of kilometers driven does not have to be determined in advance. This is often very useful, since the exact use of a fleet is difficult to predict. In open-end leasing, this is quite easy.
  • We are independent: As a service provider, we are not committed to any manufacturer or insurer. With us, you get the entire market from a single source and only what is best for you.
  • We think outside the box: We are an international company. That is why we are in lively exchange with our international colleagues and, as a provider, can identify the latest trends and solutions more quickly.
• What are the advantages of fleet leasing from companies?

  Leasing company vehicles relieves your balance sheet and protects your liquidity. This gives you more capital to invest in your core business.

• What are the advantages of fleet leasing for companies compared to financing?

  Fleet leasing sometimes has tax benefits compared to financing. Leasing installments are fully tax deductible as operating expenses for companies that operate fleets. The leasing rate is usually not affected by changes in interest rates or ratings, even in the long term, and thus serves as a reliable basis for calculation.

• What are the advantages of fleet leasing compared to buying?

  Compared to buying, leasing fleets sometimes has financial advantages. The purchase price does not have to be paid in full, and leasing can usually be agreed without a down payment. The money saved can then be used elsewhere, for example for investments. When they are purchased, the company car is part of the business assets that must be accounted for, and their acquisition costs may not be claimed immediately. If the fleet vehicles are sold after the end of their term, the proceeds are taxable as extraordinary profits.

• Why is choosing the right fleet lease so difficult?

  There are many different types of fleet financing. But not all of them suit your company. What types of financing are there and which one suits which company?

• What are the advantages of fleet leasing compared to financing?

  Compared to financing, fleet leasing primarily has tax benefits. Leasing installments are fully tax deductible as operating expenses for companies that operate fleets. The leasing rate is usually not influenced by interest rate changes in the long term and thus serves as a secure basis for calculation.

• What should you pay attention to when leasing a fleet?

  When tendering for your fleet leasing, don’t just look at the lowest rate. Because what is in the example calculation at the beginning can increase at the end due to hidden costs. When making your decision, consider the Total Cost of Ownership (TCO), i.e., using your data, retrospectively compile all costs over the entire life cycle in order to make the right decision. Because, as is well known, the bill is settled at the end and that applies in particular to the leasing of company cars.